Frequently Asked Questions (FAQs)
How does the Scout Discover® Prepaid Card work?
The Scout Discover Prepaid Card is a prepaid spending card that your Scout can use everywhere Discover cards are accepted. Because it's a prepaid card, spending is limited to the amount of money loaded onto the card. The purchases made with the Scout Discover Prepaid Card reduce the card's available balance.
Where can I use my Scout Discover Prepaid Card?
You can use your Scout Discover Prepaid Card to make purchases everywhere Discover cards are accepted. You can also use your Scout Discover Prepaid Card to withdraw cash from ATMs in cases where cash is absolutely needed, but it's recommended you use your Scout Discover Prepaid Card like cash to accurately track and manage your spending.
Is the Scout Discover Prepaid Card a credit card?
No. The Scout Discover Prepaid Card is actually a prepaid card. While a prepaid card looks similar to a credit card; both have the Discover mark on the front and hologram strip on the back; prepaid cardholders do not have a line of credit. Scouts can only use the Scout Discover Prepaid Card to access the amount loaded onto the Card. However, to a merchant, the Scout Discover Prepaid Card functions just like a credit card. Merchants process credit card authorizations and The Scout Discover prepaid card authorizations in the same manner.
Is the Scout Discover Prepaid Card similar to a debit card?
Yes and No. The Scout Discover Prepaid Card is similar to a debit card in that the spending power is limited by the amount of funds loaded onto the Card and the available balance is debited with each transaction. However, unlike a debit card, the Scout Discover Prepaid Card does not access a bank account or require the cardholder to set up a banking relationship.
Why would I get the Scout Discover Prepaid Card?
The Scout Discover Prepaid Card can be used as a budgeting tool for spending by Scouts. With the Scout Discover Prepaid Card, the parent and Scout decide together the amount to spend and where to spend it. The parent can transfer just that amount of money from another account to the card. Both the parent and Scout can then monitor the balance and purchases by reviewing the online statement, calling the voice response telephone service, or from their mobile phone.
Where can I get the Scout Discover Prepaid Card?
The Scout Discover Prepaid Card is available online at www.ScoutsAreThrifty.com.
Who can use the Card?
The Boy Scouts of America® Discover prepaid card may only be used by the Scout in whose name the card is issued. You must be at least 13 years old to get a Scout Discover Prepaid Card. Parents can purchase a Scout Discover Prepaid Card for their Scout 30 days prior to the Scout's 13th birthday.
What are the differences between what the parent can do and what the Scout can do?
Parents can add money to the Card from a US-based checking or savings account. Parents and Scouts can add money to the account by:
- Setting up direct deposit with their employer, or
- Adding cash instantly through the use of a Green Dot® MoneyPak®.
Parents and Scouts can print out a direct deposit form by selecting the "Direct Deposit Form" option from the menu on the website after they log into their account.
Whose name is embossed on the card?
The name of the Scout will be embossed on the card.
Can a parent set up a second Scout on the account?
Parents may establish separate accounts for each Scout in their family. Each Scout will receive his or her own account, with a unique card number. Parents will be able to add money and monitor each account separately.
How do I change my personal information?
If you need to change any information about your personal profile, you can do that through the website. Log into the website and choose "Edit My Profile".
Can this card be used at gas stations?
Yes, the card can be used inside a gas station or at the pump. Paying at the pump will put a temporary hold up to $100.00 on the card. Instead, go inside and have the clerk swipe the card. Choose “Credit” and tell the clerk the amount of money ($) you wish to spend on gas.
Is this the card that can help my scout earn merit badges?
Yes. While a Scout does not need have to have a card to earn a merit badge, the card can server as a tool for a scout to complete given requirements, specifically for the personal management merit badge. The web site will be updated frequently with the specific requirements for each badge where the card can be used to assist in completing requirements.
Is this the card I can send with my scout to the Jamboree?
Yes - this is the prepaid reloadable card that parents can purchase to send their Scout to the jamboree for safe and secure access to funds. The card will be accepted at the Jamboree for purchases and use at ATMs where available.
When and where is the next Jamboree?
